Your Medicare Resources

Headlines about insurance companies discontinuing Medicare Advantage plans can be unsettling—especially if you recognize your insurance company’s name. You may wonder: Is my plan ending? Will I lose my coverage? Should I switch to something else? Some plans are ending or leaving certain areas for 2027, and affected members need to pay attention. But that does not mean all Medicare Advantage plans are going away—or that everyone needs to change how they receive their Medicare

Medicare’s Annual Enrollment Period (AEP) runs from October 15 through December 7. If you have a Medicare Advantage plan or a standalone Medicare Part D prescription drug plan, this is your opportunity to review your coverage and consider changes for 2027. Before you make a decision, here are six important things worth checking: 1. Your Annual Notice of Change (ANOC) If you’re enrolled in a Medicare Advantage or Part D prescription drug plan, your insurance company should hav

Retirement comes with plenty of decisions. If you’ll be leaving employer health coverage, Medicare is one of the things you’ll want to think about before your last day of work. The good news? You don’t need to figure everything out at once. But getting an early start can make the transition much easier. A Few Questions to Consider: Are you already enrolled in Medicare Part A? Some people enroll in Part A when they turn 65 while continuing to work. Others may delay Medicare de

When it comes to Medicare, you have plenty of places to turn for help. You can call an insurance company directly, respond to an advertisement, use a large call center, or try to sort through all the choices yourself. There’s another option: working with an independent Medicare agency like BeneCentric. So, what’s the difference? Here are a few reasons it can matter. 1. We Represent Multiple Insurance Companies BeneCentric isn't limited to recommending plans from just one insu

If you’re approaching Medicare eligibility, one of the first questions you should ask yourself is: Are you or your employer currently contributing to a Health Savings Account? It may seem like a small detail, but it can have important tax consequences. Medicare changes your HSA contribution eligibility Once you’re enrolled in any part of Medicare—including premium-free Part A—you can no longer contribute to an HSA. Contributions made by your employer count, too. This doesn’t

If you plan to continue working after age 65, you may be wondering whether you must enroll in Medicare or can remain on your employer’s health plan. The answer is: it depends. Some people can delay parts of Medicare without a late-enrollment penalty. Others may need Medicare when they turn 65—even if they are still working and covered by an employer plan. Start with your employer coverage One of the first things to determine is whether your health coverage is based on your or

If you already have Medicare coverage, you may be wondering whether you need to do anything during the upcoming Annual Enrollment Period—or if you can simply keep the plan you have. Medicare’s Annual Enrollment Period runs from October 15 through December 7. During this time, you may be able to: Switch from one Medicare Advantage plan to another. Switch from Original Medicare to a Medicare Advantage plan. Leave a Medicare Advantage plan and return to Original Medicare. Join,

If the premium for your Medicare Supplement—or Medigap—policy has increased, you may be wondering whether another plan could provide similar coverage at a lower cost. It may be worth exploring. But changing coverage isn’t always as simple as selecting a less expensive plan. Before making a change, it’s important to understand your options and protect the coverage you already have. You can explore Medicare Supplement options throughout the year Medicare Supplement policies don

If your 65th birthday is approaching, you’ve probably started receiving plenty of Medicare mail—and perhaps more advice than you ever asked for. With so much information arriving at once, it can be difficult to know where to begin. The good news is that you don’t have to learn everything at once. But it is important to begin planning early enough to understand your choices and avoid unnecessary gaps in coverage or late-enrollment penalties. When can you enroll? For most peopl