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How can we help you?

  • Turning 65?

  • Retiring soon?

  • Already have Medicare?

  • Moving?

  • Losing employer coverage?

  • Concerned about prescription costs?

  • Worried about rising premiums or out-of-pocket costs?

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​We've been there ourselves—and we're here to help.

Wherever you are in your Medicare journey, BeneCentric is here to provide clear, straightforward guidance that makes Medicare easier to understand—so you can choose your coverage with confidence and peace of mind.

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Our guidance and support are always provided at no cost to you.

Senior Golfers Outdoors

The Story Behind BeneCentric

Hi, I'm Herb.

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My professional career spanned 30 years in technology, followed by nearly 20 years in employee benefits, where I worked directly with thousands of employees helping them understand their options and make informed coverage decisions.

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I always enjoyed seeing that “aha” moment when someone finally understood their benefits and felt comfortable with the choices they were making.

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When Valerie and I became eligible for Medicare, I assumed my insurance and benefits background would make understanding our options pretty straightforward.

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It was anything but straighforward!  Medicare was far more complicated and confusing than I expected.

 

That experience ultimately led me to “un-retire” and create BeneCentric—to provide others with the same straightforward guidance I'd provided throughout my employee benefits career.

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I'll take the time to understand what matters to you, help you make sense of your Medicare options, and guide you through choosing and enrolling in coverage that fits your needs and budget. There's no pressure and no cost to you for my guidance and support.

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And my support doesn't end with enrollment. I'll continue to be available year-round when you have questions or need help knowing where to turn.

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Reach out to me today and let's work through this together.

Valerie

Valerie Fuld

Last, but hardly least, meet Rosie, our unofficial Head of Security.  She takes her job very seriously, especially when it comes to monitoring delivery drivers, neighborhood activity, and suspicious squirrel behavior outside the window.

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As our lovable, active, and playful four-year-old Labradoodle rescue and full-time companion, Rosie is usually nearby and may occasionally make a surprise appearance or “voice” her opinion during phone calls or virtual meetings.

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She may not know much about Medicare, but she's really good at reminding us not to take ourselves too seriously.

Meet my wife and best friend, Valerie—my sounding board, and unofficial Chief Common Sense Officer.

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Although Valerie isn’t involved in the day-to-day business, she’s often the first person I turn to when I need an honest opinion. She has a knack for cutting through complexity, asking the right questions, and bringing the focus back to what matters most—helping people.

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She has always had a thoughtful, practical way of helping people solve problems—with patience, kindness, intelligence, and plenty of common sense. Those natural instincts served her well during  her 23-year career assisting others at our local public library.

 

When she’s not helping to keep me grounded, Valerie loves spending time with our five adult children and our 12 beautiful grandchildren, who keep life busy, joyful, noisy, and full of laughter.

Herb

Herbert "Herb" Fuld

Founder & Licensed Independent Agent

Rosie

Rosie

So...why the name BeneCentric?

BeneCentric reflects the philosophy behind our business. "Bene" comes from the Latin word for "well" or "good," representing health and well-being. "Centric" means centered on what matters most. Together, they reflect our belief that people—and the benefits that protect their health, financial security, and peace of mind—should always be at the center of every decision.

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It’s more than just our name—it’s the way we treat every client.

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